Finanzsimulator
DeutschFIRE calculators for financial independence and portfolio growth.
Simulate financial independence, retirement scenarios, portfolio growth and different FIRE strategies. Compare your assumptions and understand how savings, spending, returns and time affect your path to financial freedom.
Example simulation
Portfolio over time
Calculators
7
Focus
FIRE
Price
Free
Calculator Hub
Choose your financial independence calculator.
Start with classic FIRE, Coast FIRE, Barista FIRE, Lean/Fat FIRE or Bitcoin FIRE and compare different financial independence scenarios.
FIRE & Financial Independence
Calculators for classic FIRE, Coast FIRE, Barista FIRE, Lean/Fat FIRE, Flamingo FIRE and Bitcoin FIRE scenarios.
FIRE Calculator
Calculate when you could reach financial independence and how much wealth you need for your desired spending level.
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Coast FIRE Calculator
Check whether your current portfolio could grow to your FIRE number by your target age without additional savings.
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Barista FIRE Calculator
Estimate how much earlier financial independence could become possible if part of your expenses are covered by flexible work.
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Lean/Fat FIRE Calculator
Compare Lean FIRE, Standard FIRE and Fat FIRE based on different monthly spending levels.
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Flamingo FIRE Calculator
Estimate when you could reduce work while your portfolio continues growing toward Full FIRE.
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BTC FIRE Calculator
Estimate how much Bitcoin you may need for financial independence at different BTC price scenarios.
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Investing & Options
Calculators for option payoff scenarios, investing and portfolio decisions.
Why use Finanzsimulator?
Easy-to-understand simulations
The calculators show not only final numbers, but also how your portfolio could develop over time.
Flexible assumptions
Adjust returns, inflation, savings, spending and time horizons to match your own scenarios.
Built step by step
More calculators for Bitcoin FIRE, investing and other financial topics can be added over time.
Note: All calculators are for educational and informational purposes only and do not replace financial advice, investment advice, tax advice or individual financial planning.